Life Insurance
Tailored term and whole life solutions to protect income and legacy.
- Income replacement
- Mortgage protection
- Legacy planning
Nurse-Owned · Serving the South
Peace ofMind,Backed by Nurses.For families across the South.
RNNurse-Owned · RN & LPNLicensed in 5 Southern States · No-Pressure Promise
Life insurance made simple by two nurses who’ve sat with families on their hardest days — across Alabama, Florida, Georgia, Texas and Kentucky. A short video, a 90-second form, one honest call — and never a pushy follow-up.
500+
Families protected
A-rated
Carriers only
15 min
Free consult
Nurse-Owned Licensed Agents AL · FL · GA · TX · KY
Joel & Dasha Nual
Nurses · Licensed Agents
Nurse-Owned
A-rated coverage
Nurse + Licensed Agent
HIPAA-aware| Licensed Alabama agents| No-pressure consultations| Same-day quotes| Family-owned| Bedside-tested empathy
Life insurance, made simple
Four steps. No sales calls.
We treat this the way we treated our patients: explain it clearly, answer the questions, and let you make the decision. You are never chased.
- 01
90 seconds
Watch the short video
It answers the big questions up front — before anyone talks to you.
- 02
Plain English
Read the letter
A one-page summary of what we do, what it costs, and what we'd need from you.
- 03
90 seconds
Fill the short form
Health basics and your current coverage. Skip anything you'd rather discuss live.
- 04
20–30 minutes
One phone call
At a time you pick. We review options together, then you decide. That's it.
Why families choose us
We care like nurses and protect like agents.
“Before I sold insurance, I held the hand of a young mother who never got to say goodbye. Marriage and motherhood taught me what matters most — and nursing taught me what families are unprepared for. That’s why we do this work.”
— Nurse Dasha Nual, LPN & Co-Founder
We understand life’s fragility because we see it every day.
Medical Trust
Decades of bedside experience inform every policy we recommend. We understand health, risk, and what families actually face.
Family-First Values
We’re parents and partners first. We design coverage around real life — mortgages, kids, aging parents, and peace of mind.
Tailored Protection
No one-size-fits-all. We compare top-rated carriers to match the right plan to your budget and goals.
Services
View all services Coverage designed by people who’ve been there.
Compare carriers. Match your budget. Built around the family you love.
Final Expense Insurance
Dignified planning to ease end-of-life costs for loved ones.
- Funeral & burial costs
- No medical exam options
- Lifetime rates
Term Life
Affordable coverage for growing families during peak responsibility years.
- 10/20/30-year terms
- High coverage, low premium
- Convertible options
Whole Life
Long-term security with guaranteed premiums and cash-value growth.
- Lifetime coverage
- Cash value accumulation
- Fixed premiums
Burial Insurance
Simple, guaranteed acceptance options for seniors and chronic conditions.
- Guaranteed issue
- Fast approval
- Affordable monthly rates
Mortgage Protection
Keep your family in the home you built, no matter what happens.
- Decreasing term
- Disability riders
- Spouse coverage
Proudly Northern Alabama
Local nurses. Local agents. Local roots.
We were trained in Huntsville hospitals, raised our family in the Tennessee Valley, and built our agency to serve the neighbors we already know. When you call, a real nurse-agent answers — not a call center in another state.
8+
Counties served
500+
Families protected
24h
Quote turnaround
Our Story
A nurse’s heart. An agent’s expertise. A couple’s mission.
Joel and Dasha Nual met in nursing and married before their first night shift together. After years of hospice, long-term care, and hospital code teams, they kept seeing the same heartbreak: loving families left financially vulnerable because no one helped them prepare.
So they trained, earned their insurance licenses, and started The Insurance Nurses — the agency they wished every family they cared for had known. They also run Alabama’s Wellness, their community health work across Northern Alabama.
Read our full storyTestimonials
What families say about our care.
“They treated us like family and helped us tremendously.”
“As a single parent, I felt heard and protected. The process was simple and compassionate.”
“Joel was on the code team that saved my husband’s life. I trust them — and I’m so thankful for them.”
“Dasha took excellent care of our daughter in her final moments.”
Learning & Resources
Visit the blog Plain-spoken guidance from nurses.
What we won’t do
The parts of insurance everyone hates? We skipped them.
No cold calls
One scheduled call, at a time you pick. We don't dial you out of the blue.
No pressure
We explain, you decide. If it isn't right, we'll be the first to say so.
No obligation
Stop at any step. Nothing changes and nobody follows up unless you ask.
Schedule a Compassionate Consultation.
No pressure. Just care. Bring your questions — we’ll bring the empathy and expertise.
- Free 20-minute call
- Personalized recommendations
- Top-rated carriers
- Same-day quotes